How to make a UPI payment despite insufficient balance in account?

Sep 17, 2023 01:39 PM IST

On September 4, the Reserve Bank of India expanded the scope of UPI payments by enabling transactions to or from pre-sanctioned credit lines at bank.

Unified Payments Interface (UPI) has become an integral part of our daily transactions. By using internet banking and linking it to the UPI account, it is easy to make payments within seconds.

Several users and businesses have shifted to UPI payments due to easy transaction and process. Till now, you could only carry out UPI transaction if there was sufficient balance in your bank account or UPI wallet. But now, a UPI payment can be made despite insufficient balance in your account.

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